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Privacy Policy

Last updated October 29, 2026

This policy explains what information NY Startup Funding ("we," "us") (operated by Funded and Running) collects when you use nystartupfunding.com, how we use it, and your choices.

Information We Collect

  • Information you send us. If you use our contact form or email us, we receive your name, email address, and anything else you include, such as your phone number, city, and message. Form submissions are delivered to our email inbox.
  • Technical information. Like most websites, our hosting provider automatically logs basic data such as IP address, browser type, pages visited, and the time of your visit.
  • Cookies and analytics. We use essential cookies and may use analytics tools to understand how visitors use the site. See our cookie policy.

We do not collect funding applications, Social Security numbers, bank details, or credit reports on this site.

When You Click to Our Funding Partner

Referral links take you to our funding partner's website. Anything you submit there, including your application and credit report, is collected by that partner under its own privacy policy, not this one. The partner may use cookies to record that you came from our site so we can be credited for the referral.

How We Use Information

  • To answer your messages
  • To operate, secure, and improve the site
  • To understand which pages and cities are most useful
  • To comply with legal obligations

What We Don't Do

We do not sell your personal information. We do not share it with third parties for their own marketing.

Who We Share It With

Service providers that help run the site, such as our web host and analytics provider, process data on our behalf. We may also disclose information if required by law or to protect our rights.

Security

We use reasonable administrative, technical, and physical safeguards, consistent with New York's SHIELD Act, to protect information we hold. No method of transmission or storage is completely secure.

Retention

We keep messages only as long as needed to respond and keep reasonable records, then delete them.

Your Choices

  • You can decline analytics cookies using the cookie notice or your browser settings.
  • You can ask us to access or delete the messages you've sent us by writing to the address below.

Children

This site is intended for adults. We do not knowingly collect information from anyone under 18.

Changes

We may update this policy and will change the date at the top when we do.

Contact

Watch

How Startup Funding Works for New York Founders

NY Startup Funding is a referral partner, not a lender. Approval is not guaranteed. The 0% rate is introductory; standard rates apply after. Terms are set by the funding partner.
Read the video transcript

You have the idea. You have the plan. Maybe you've even picked out the name.

But when you walk into a bank, the first thing they ask for is two years of business history. And on day one, you don't have it.

That's the wall most New York entrepreneurs hit. Not a bad idea. Just no track record yet.

There's another way to fund a startup. It's called credit-based startup funding, and it's built for founders who are just getting started.

Instead of looking at your business history, approval is based on your personal credit.

That means no revenue required. No time in business. No bank statements. No tax returns.

Qualified founders can get up to $150,000, with an introductory 0% rate for up to 24 months.

Here's what you need. A FICO score of 680 or higher. Every credit card below 50% of its limit, with none maxed out. And a credit report pulled within the last seven days, with no credit freezes.

You can pull your report for free at annualcreditreport.com. Checking your own credit doesn't affect your score.

From Buffalo to Brooklyn, from Albany to Long Island, New Yorkers are turning ideas into businesses.

If you have the idea, the mission, and the credit, the funding may be closer than you think.

Check if you qualify today at nystartupfunding.com.